Mutuum Finance

Mutuum Finance® | Home Official Site

Mutuum Finance is an innovative decentralized, non-custodial liquidity protocol that empowers users to lend, borrow, contribute, and earn within the cryptocurrency ecosystem.

By facilitating seamless interactions between lenders and borrowers through both Peer-To-Contract (P2C) and Peer-To-Peer (P2P) models, Mutuum Finance enhances capital efficiency and offers a versatile platform for digital asset management.

Understanding Mutuum Finance

At its core, Mutuum Financeoperates as a decentralized platform where users can participate as lenders, borrowers, or liquidators. Lenders deposit their crypto assets into Mutuum Finance liquidity pools to earn interest, while borrowers can obtain overcollateralized loans by securing them with sufficient collateral. This system operates based on the collective pool of funds and associated collaterals.

Visit the official website: mutuum.finance

Peer-To-Contract (P2C) Model

The P2C model connects lenders and borrowers via a shared liquidity pool, boosting capital efficiency. Depositors earn interest on supplied funds, while borrowers provide overcollateralized collateral to ensure stability. Rates adjust dynamically based on usage, fostering a balanced ecosystem.

Peer-To-Peer (P2P) Model

This model allows users to directly lend and borrow speculative assets like PEPE or SHIB while preserving the protocol’s overall security. These volatile tokens are isolated in a dedicated marketplace, expanding opportunities while mitigating risks associated with speculative tokens.

Borrow Rate Options

Mutuum offers flexible borrowing options with variable and stable borrow rates:

  • Variable Rates: Fluctuate based on pool utilization.
  • Stable Rates: Remain fixed, offering predictability for borrowers.

Passive Dividend Yield

Mutuum users passively receive dividends from the platform’s profits. The protocol purchases its native token (MUTM) from the market and redistributes it to contributors, applying consistent buying pressure and rewarding participants.

Key Features of Mutuum Finance

  • Non-Custodial: Users maintain complete control of their funds.
  • Multi-Chain: Plans for deployment across EVM and non-EVM chains.
  • Instant Liquidity: Always-available liquidity for market opportunities.
  • Collateral Deposits: Earn interest while using deposits as collateral.
  • Security Audits: Third-party audits ensure asset safety and protocol stability.
  • Open Source: Transparent code for verification and contribution.

Tokenomics of MUTM

The MUTM token plays a central role in the Mutuum Finance ecosystem.

  • Total Supply: 4 billion tokens
  • Ticker: MUTM
  • Standard: ERC20
  • Decimals: 18
  • Contract Address: 0x26BdEe9E...8721

Token Allocation

  • 45.5% - Presale
  • 10% - Liquidity Mining & Incentives
  • 10% - Ecosystem Growth
  • 10% - Shortfall Reserve
  • 10% - Liquidity
  • 5% - Partnerships
  • 5% - Incentives & Giveaways
  • 4.5% - Team & Founders

Roadmap

Phase 1: Introducing Mutuum

  • Initiation of the Presale
  • Marketing Campaigns for Community Growth
  • Launch of the Giveaway
  • External Audit of MUTM Smart Contract
  • Listing on Tracking Platforms
  • Educational Content Creation
  • AI-Powered Helpdesk Integration
  • Formation of Legal and Compliance Team

Phase 2: Building Mutuum

  • Development of Core Smart Contracts
  • Front-End DApp Development
  • Back-End and API Integration